Law library shelves with a red Bottleneck sign
The Records Report™ Volume 1 Issue 1 Spring 2026

What the industry knows. What it won't say.

The intelligence publication for legal, insurance and claims professionals.

Published by The Records Company Grady Marin, DBA

The Records Report Volume 1 Issue 1 cover

Forty-four pages on the parts of records retrieval that don't get discussed: what performance data reveals about a firm, what federal courts already decided about HITECH, where client records are actually handled, and what automation cannot be trusted to do.

THE THROUGH-LINE

Three questions this issue answers.

  1. Leadership

    What performance data reveals about a firm, and who looks away.

  2. Compliance

    HITECH after Ciox, ABA 08-451, and where records are actually handled.

  3. Technology

    The cost of automating judgment out of records work.

FEATURED STORIES

What the industry avoids saying out loud.

THE PERFORMANCE REPORT

The Firms That Fire the Mirror

Three firms each received detailed performance reports tracking every request, every error, and the dollar cost of each problem. Each terminated the vendor shortly after receiving it.

See How It Works
THE CIOX MISREAD

HITECH Doesn't Apply to You

A firm fired its retrieval vendor, not for late records, but because the vendor refused to send a letter. The legal assumption underneath is one federal courts dismantled six years ago.

See How It Works
OFFSHORE HANDLING

Your Client's Medical Records Just Left the Country

ABA Formal Opinion 08-451 is unambiguous: when a firm outsources work to an outside party with access to confidential client information, the client must be told. Before, not after.

See How It Works
THE REAL MATH

Saving $200 on Records. Losing $20,000 on the Case.

The financial argument most organizations have never actually made: what an in-house records function really costs once the math is finished.

See How It Works

What $6.50 buys in 2026

One coffee, or one invoice.

A Grande latte at Starbucks costs between $5.95 and $6.75 in 2026. That is roughly what $6.50 buys. One coffee drink.

It is also what a patient pays for their own chart under the HITECH patient rate. The same 1,486 pages, requested through a law firm, came back billed at $1,112.06. Same hospital, same file, same work.

THE HITECH PATIENT RATE

$6.50

THE HOSPITAL'S INVOICE FOR 1,486 PAGES

$1,112.06

171x the rate the law sets for a patient requesting the same file.

THE BIG QUESTIONS

Where are my client's medical records being handled?

Not stored. Not delivered. Handled, in the moment between when the request goes out and when the records come back. Most organizations have never asked. Four questions settle it.

Confident, documented answers mean the organization is in a reasonable position. Silence means the work starts now. The exposure is not waiting.

  • Who currently handles our records retrieval, and where are they physically located?
  • What does our Business Associate Agreement actually cover, and is the vendor operating under American law?
  • If a breach occurred tomorrow involving client data handled by this vendor, what would our regulatory and professional liability exposure look like?
  • Who in this organization made the last vendor decision, and what criteria did they use?

52100

Staff accuracy rates across requesters at one firm

5583

Fully loaded annual cost of one in-house records clerk

831

AI hallucination rates documented in medical contexts, 2024-2025

3.3x

Illustrative in-house cost versus vendor cost across 400 cases

TECHNOLOGY & OPERATIONS

AI Is a Tool. It Is Not a Team.

Automation increases speed. Human involvement creates accuracy. The best systems combine both. AI can be an enabler almost anywhere, but in the Human-First Zone it is not a decision-maker, and medical records retrieval, review and interpretation all sit in that zone.

LOW ERROR COST

AI-first zone

Automate freely; errors are inexpensive or easily corrected. Document classification, standard summaries.

MIXED ERROR COST

Hybrid zone

Use AI to assist, but require human review and final decision. Contract review, compliance checks, medical coding.

HIGH ERROR COST

Human-first zone

Only humans should decide. The stakes are too high and the judgment is irreplaceable. Medical record review, physician interpretation, claim decisions.

THE FULL ISSUE

The full story is 44 pages.

Get the complete issue, including the data, analysis and insights behind these stories.

  • INDUSTRY BRIEF

    Where the industry is putting its technology money, plus Dr. Magdalena Lange at CLM 2026.

  • COLUMN

    What an Accuracy & Performance Report reveals about the true cost of a records process.

  • OFF THE CLOCK

    Travel hacking as an art, by Kevin Silva, MBA, Chief Strategy Officer.

Open spread of The Records Report magazine